Smart-E loans
United Illuminating Co residential energy efficiency rebate program
program summary
The Connecticut Green Bank administers the Smart-E Loan program which offers long-term, low-interest financing to CT homeowners looking to upgrade their home's energy performance. Loans are offered at no money down, fixed rates, and with no prepayment penalties for various energy efficiency upgrades and renewable energy systems. Smart-E Loans are offered in partnership with participating community banks and credit unions, and approved contractors.
To be eligible for the loan, the building must be 1-4 units, be owner occupied, and located in Connecticut.
For more information, including a list of eligible measures, participating lenders and approved contractors, visit the program website.
eligible technologies
Solar Water Heat, Solar Photovoltaics, Geothermal Heat Pumps, Fuel Cells using Non-Renewable Fuels, Water Heaters, Lighting, Furnaces, Boilers, Heat pumps, Air conditioners, Duct/Air sealing, Building Insulation, Windows, Other EE, Fuel Cells using Renewable Fuels, Tankless Water Heater, HVAC, Lithium-ion, Level-2 Electric Vehicle Service Equipment
website
program administrator
CT Green Bank in partnership with Energize Connecticut
program notes
- June 6, 2017
- Updated program summary.
- May 27, 2021
- Annual review, updated link. No changes to incentive.
- June 3, 2025
- Updated interest rates and eligible technologies.
What cities does United Illuminating Co cover?
- The following cities are in the United Illuminating Co service area. However, this program may not be
available in every city. Check the program website for details.
- Ansonia, Bethany, Branford, Bridgeport, Cheshire, Derby, Durham, East Haven, Easton, Fairfield, Guilford, Hamden, Meriden, Middlefield, Milford, Monroe, New Haven, Newtown, North Branford, North Haven, Northford, Orange, Oxford, Redding, Seymour, Shelton, Southport, Stratford, Trumbull, Wallingford, West Haven, Weston, Westport, Woodbridge