Smart-E loans
United Illuminating Co residential energy efficiency rebate program
program summary
The Connecticut Green Bank administers the Smart-E Loan program which offers long-term, low-interest financing to CT homeowners looking to upgrade their home's energy performance. Loans are offered at no money down, fixed rates, and with no prepayment penalties for various energy efficiency upgrades and renewable energy systems. Smart-E Loans are offered in partnership with participating community banks and credit unions, and approved contractors.
To be eligible for the loan, the building must be 1-4 units, be owner occupied, and located in Connecticut.
For more information, including a list of eligible measures, participating lenders and approved contractors, visit the program website.
eligible technologies
Air conditioners, Boilers, Building Insulation, Duct/Air sealing, Fuel Cells using Non-Renewable Fuels, Fuel Cells using Renewable Fuels, Furnaces, Geothermal Heat Pumps, HVAC, Heat pumps, Level-2 Electric Vehicle Service Equipment, Lighting, Lithium-ion, Other EE, Solar Photovoltaics, Solar Water Heat, Tankless Water Heater, Water Heaters, Windows
program administrator
CT Green Bank in partnership with Energize Connecticut
program notes
- 2025-06-03 17:05:16
- Updated interest rates and eligible technologies.
- 2021-05-27 02:00:38
- Annual review, updated link. No changes to incentive.
- 2017-06-06 16:56:15
- Updated program summary.