Mass Save - HEAT Loan Program
Massachusetts Electric Co residential energy efficiency rebate program
program summary
Residential customers of Cape Light Compact, National Grid, Eversource, Unitil, and municipal electric customers served by Columbia Gas of Massachusetts or Liberty Utilities may be eligible for zero-interest financing to help increase the energy efficiency of their homes homes through the Mass Save HEAT Loan Program. This financing is available to all residential customers who own and reside in a one to four family residence, obtain a Home Energy Assessment through the Mass Save Program, and install the recommended energy efficiency improvements.
The loans are available up to $25,000 (depending on utility) with terms up to seven years. Energy efficiency improvements eligible for the HEAT Loan include:
- Insulation and air sealing
- High-efficiency heating systems
- Central air conditioning/air-source heat pumps
- Ductless mini split heat pumps
- High-efficiency domestic hot water systems
- Solar hot water systems
- ENERGY STAR-certified windows
Customers must first complete a free Home Energy Assessment to find out which improvements will be eligible for HEAT loan program financing and to receive program paperwork. Customers may call Mass Save at (866) 527-7283 to schedule an assessment.
eligible technologies
Solar Water Heat, Biomass, Geothermal Heat Pumps, Water Heaters, Furnaces, Boilers, Heat pumps, Duct/Air sealing, Building Insulation, Windows, Other EE, Tankless Water Heater
website
program administrator
MassSAVE
funding source
Participating utilities, U.S. Department of Energy grant (expanded HEAT offerings)
program notes
- June 5, 2015
- Annual review; added information about limited-time expanded HEAT offerings.
- March 21, 2017
- Annual review; expanded HEAT loan program offerings are still available.
- January 2, 2019
- Minimal changes.
- June 3, 2020
- Annual review, no changes to program.
- April 5, 2023
- Annual review, removed expanded HEAT loan financing, no other changes
What cities does Massachusetts Electric Co cover?
- The following cities are in the Massachusetts Electric Co service area. However, this program may not be
available in every city. Check the program website for details.
- Abington, Acton, Adams, Amesbury, Amherst, Andover, Arlington, Ashburnham, Ashfield, Ashland, Ashley Falls, Assonet, Athol, Atkinson, Attleboro, Attleboro Falls, Auburn, Austerlitz, Avon, Ayer, Baldwinville, Barre, Barrington, Bedford, Belchertown, Bellingham, Berkley, Berlin, Berlin, Beverly, Billerica, Blackstone, Bolton, Bondsville, Boston, Boxborough, Boxford, Boylston, Braintree, Bridgewater, Brimfield, Brockton, Brookfield, Burlington, Byfield, Canaan, Canaan, Canton, Carlisle, Central Falls, Charlemont, Charlestown, Charlton, Chelmsford, Chelsea, Cherry Valley, Cheshire, Chesterfield, Chicopee, Clinton, Cohasset, Colrain, Conway, Copake Falls, Cumberland, Cummington, Dalton, Danvers, Devens, Dighton, Dorchester Center, Douglas, Dracut, Drury, Dudley, Dunstable, Duxbury, East Bridgewater, East Brookfield, East Freetown, East Kingston, East Longmeadow, East Providence, East Weymouth, Eastford, Easthampton, Enfield, Erving, Essex, Everett, Fall River, Fayville, Fiskdale, Fitchburg, Florence, Foxboro, Framingham, Franklin, Gardner, Georgetown, Gilbertville, Glendale, Gloucester, Goshen, Grafton, Granby, Great Barrington, Groton, Groveland, Hadley, Halifax, Hampden, Hanover, Hanson, Hardwick, Harrisville, Harvard, Hatfield, Haverhill, Haydenville, Heath, Hillsdale, Hingham, Holbrook, Holden, Holland, Hollis, Holliston, Hopedale, Hopkinton, Housatonic, Hubbardston, Hudson, Hull, Indian Orchard, Ipswich, Jefferson, Kingston, Lancaster, Lanesboro, Lawrence, Lee, Leeds, Leicester, Lenox, Lenox Dale, Leominster, Leverett, Little Compton, Littleton, Longmeadow, Lowell, Ludlow, Lunenburg, Lynn, Lynnfield, Malden, Manchester, Mansfield, Marblehead, Marlborough, Marshfield, Medford, Medway, Melrose, Mendon, Merrimac, Methuen, Middleboro, Middleton, Milford, Millbury, Millers Falls, Millerton, Millville, Milton, Monroe Bridge, Monson, Montague, Monterey, Nahant, New Braintree, New Lebanon, New Salem, Newbury, Newburyport, Newton, Norfolk, Norfolk, North Adams, North Andover, North Attleboro, North Billerica, North Brookfield, North Chelmsford, North Dartmouth, North Dighton, North Easton, North Grafton, North Grosvenordale, North Oxford, North Reading, North Smithfield, North Weymouth, Northampton, Northborough, Northbridge, Northfield, Norton, Norwell, Oakham, Orange, Oxford, Palmer, Pascoag, Pawtucket, Paxton, Peabody, Pelham, Pembroke, Pepperell, Petersburg, Petersham, Pittsfield, Plainfield, Plainville, Plaistow, Plympton, Princeton, Quincy, Quinebaug, Randolph, Raynham, Rehoboth, Revere, Richmond, Riverside, Rochdale, Rockland, Rockport, Rowe, Rowley, Royalston, Rumford, Rutland, Salem, Salem, Salisbury, Salisbury, Sandisfield, Saugus, Savoy, Scituate, Seabrook, Seekonk, Sharon, Sheffield, Shelburne Falls, Shirley, Shrewsbury, Shutesbury, Somers, Somerset, Somerville, South Barre, South Easton, South Egremont, South Grafton, South Hadley, South Hamilton, South Lancaster, South Lee, South Walpole, South Weymouth, Southborough, Southbridge, Southfield, Spencer, Springfield, Stafford Springs, Stephentown, Sterling, Still River, Stockbridge, Stoneham, Stoughton, Stow, Sturbridge, Sudbury, Sutton, Swampscott, Swansea, Taunton, Templeton, Tewksbury, Thompson, Thorndike, Three Rivers, Tiverton, Topsfield, Townsend, Tyngsboro, Upton, Uxbridge, Wakefield, Wales, Walpole, Ware, Warren, Warren, Warwick, Webster, Wendell, Wendell Depot, Wenham, West Boylston, West Bridgewater, West Brookfield, West Hatfield, West Newbury, West Stockbridge, West Warren, Westborough, Westford, Westminster, Westport, Weymouth, Whitinsville, Whitman, Wilbraham, Williamsburg, Williamstown, Wilmington, Winchendon, Winchester, Winchester, Windsor, Winthrop, Woodstock, Woodstock Valley, Woonsocket, Worcester, Wrentham